# Staking

> Earn on your tokens — your money works while you rest.

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## What Is Staking?

**Staking** is a way to earn on cryptocurrency. You "deposit" tokens into a DeFi protocol and receive income as interest (APY — Annual Percentage Yield).

Analogy: staking is like a bank deposit, but on the blockchain — with transparent terms and no middlemen.

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## How to Stake in QR Wallet

1. Go to the **Staking** section
2. Select **network** and **pool** (protocol + token)
3. Review **APY**, **TVL**, **risk level**
4. Enter staking amount
5. Confirm with biometrics

Your staked tokens appear in the **Portfolio** section with current earnings.

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## Supported Protocols

| Protocol     | Type           | Description                                          |
| ------------ | -------------- | ---------------------------------------------------- |
| **AAVE**     | Lending        | Largest lending protocol. Deposit = earn interest    |
| **Compound** | Lending        | Alternative to AAVE, one of the first DeFi protocols |
| **Moonwell** | Lending        | Base-native protocol, optimized for L2               |
| **Lido**     | Liquid Staking | Stake ETH → receive stETH (liquid)                   |
| **Marinade** | Liquid Staking | Stake SOL → receive mSOL on Solana                   |

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## Supported Networks

| Network       | Protocols                |
| ------------- | ------------------------ |
| **Base**      | AAVE, Moonwell, Compound |
| **Ethereum**  | AAVE, Compound, Lido     |
| **Arbitrum**  | AAVE, Compound           |
| **Optimism**  | AAVE                     |
| **Polygon**   | AAVE                     |
| **BNB Chain** | AAVE                     |
| **Solana**    | Marinade                 |

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## Pool Information

For each pool, detailed information is available:

* **APY** — current annual yield
* **TVL** — total value locked (how much money is in the protocol)
* **Risk level** — Low / Medium / High
* **Lock period** — whether there's a lockup
* **Instant withdrawal** — whether you can withdraw immediately
* **Audits** — who audited the protocol's security
* **APY history** — yield chart over time

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## Portfolio

All your staking positions in one place:

* Total invested (USD)
* Total earnings
* Average APY across portfolio
* Details for each position

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## Bonus: Staking Earns Points

If your total staking position is ≥ **$500**, you receive a bonus of **+500 points per day** to your daily limit.

More: [Points System](https://docs.qr.xyz/premium-and-rewards/points-system)

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## FAQ

**Can I lose funds?**

Smart contract risk exists theoretically, but we only use audited protocols (AAVE, Compound, Lido). Risk level is displayed for each pool.

**When do I earn?**

Earnings accrue continuously in real time. You see balance growth right in the app.

**Can I withdraw anytime?**

Depends on the protocol. Most pools support instant withdrawal. Lido (stETH) may require waiting or exchanging on a DEX.